(a) China Minsheng Banking Corp. Ltd. (CMBC) and/or other rights holders are the copyright owners of all the contents on the CMBC website, including but not limited to text, figures, logos, web page designs, and software. These copyrights are protected by PRC and international copyright law.

(b) Unless otherwise stated, users must abide by the following rules when using the contents of the CMBC website:

(i) contents of this website shall not be copied, saved, edited, compiled, mirrored, transmitted, published, demonstrated or used by other means without written authorization;

(ii) any authorized use of the contents of this website shall state the name of the copyright owner;

(iii) any use of the contents of this website shall not modify any part of the contents;

(iv) any use of the contents of this website shall abide by PRC laws and regulations;

(v) CMBC reserves the right to withdraw its authorization and the use of the contents of this website shall cease once such written notice from CMBC is received.

(c) CMBC and/or other rights holders are the copyright owners of all software contained in the CMBC website (Software). When downloading or using the Software users shall acknowledge and abide by the following rules:

(i) any use of Software shall be subject to the Licensing Agreement attached to the Software and the Licensing Agreement must be read and accepted before use;

(ii) users shall solely bear any liabilities for violating the Licensing Agreement and PRC laws and regulations;

(iii) any third party Software is provided "as is" and without any warranty from CMBC regarding their functionality or security.

(a) The following marksMINSHENG CMBC are trademarks registered (or in the process of registration) and owned by CMBC and represent the services and products of CMBC, its online banking business and other business of CMBC. CMBC’s trademark rights shall be respected and shall not be infringed.

(b) The trademarkhas been verified as a well-known trademark by the PRC Trademark Office. Any use of this trademark in any field that may confuse 、distort or dilute the distinctiveness of this trademark is illegal and CMBC reserves the right to take legal action.

(c) Figures, pictures, sounds, logos, undertaking names, English names, abbreviations, trade names, domain names and other marks that are used to symbolize China Minsheng Banking Corp. Ltd., CMBC’s online banking business, and other business of CMBC, are protected by law. These marks shall neither be used without authorization, nor be used in a manner that distort or discredit the marks.

The URL of the CMBC website iswww.cmbc.com.cn，CMBC has no relationship with any other website using the CMBC name and shall not assume any legal liabilities with respect to such websites.

(b) No other business websites are permitted to provide links to the CMBC website without the authorization of CMBC. CMBC provides no warranties or undertakings and shall not assume any legal liabilities to other websites that are linked to the CMBC website without the authorization of CMBC.

(c) CMBC provides no warranties or undertakings in respect to links from the CMBC website to other websites. Users should be made aware that such websites are independent from the CMBC website and their contents are outside the control of CMBC.

(a)Users may download materials on the CMBC website but these materials may only be used for personal study and cannot be used for any commercial purpose.

(b) Information on the CMBC website is general information only and should not be considered as financial or professional advice, nor should it be considered as forming an offer or acceptance.

(c) The contents on the CMBC website are provided without a full guarantee as to their currency, integrity or accuracy. To the extent permitted by law, CMBC shall not bear liability for any negligence or errors in connection with these contents .

(d) CMBC reserves the right to interpret the contents on the CMBC website and the right to revise its contents from time-to-time.

(a)Other contents on the CMBC website not mentioned in the above terms that are provided by other organizations or individuals shall continue to be owned by the respective providers.

(b)Contents that are quoted, extracted or transposed from third parties are only provided for reference and do not represent the views of CMBC.

(c)All quoted or transposed contents are used strictly in accordance with PRC copyright laws, regulations and judicial interpretations. If any such contents are suspected of being infringing, please immediately inform CMBC’s network administrator and we shall delete any certified infringing contents within our working scope of responsibility.

Any user feedback sent to CMBC, such as questions, suggestions, advice and other messages shall not be considered as confidential. CMBC has no obligation to maintain its confidentiality and may use, copy, distribute or publicize any such user feedback.

(a)CMBC provides no warranty, either express or implied, regarding the contents of this website or their transmission over the internet.

(b) CMBC is not liable for the authenticity of the information and software uploaded by users and any direct, indirect, incidental or punitive loss arising from the authenticity or use of them.

(c) CMBC is not liable for failure of transmission over the internet or other malfunctions resulted from an event of force majeure.

The operation of this website shall be governed by PRC laws and regulations.