Introduction

Personal house loan, consumer products loan, self-service mortgage loan, “Mutual Benefits” loan (Notes: currently, only some areas have the services of “repayment in advance” and “adjusting repayment schedule”).

 Feature

Online operation, instant, convenient.

 Case

When purchasing her house, Ms Li applied CMBC’s house mortgage loan and personal online banking VIP services. The monthly repayment is easily to be carried out. By logging onto the online banking system before the date of deducting the payment every month, checking the repayment of that month, fund will be transferred to CMBC card in question by online banking system. After the repayment is deducted, Ms Li will be reminded by text messages about the repayment

Recently, Ms Li saved some fund for repaying in advance. Instead of contacting client manager at the lender’s branches and precede complex procedures at the lender’s branches as other borrowers’ do, she just sits at home, and finishes all procedures for repaying in advance through online banking system, and check the adjusted repayment schedule instantly.