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Savings
Current Account Saving Account Small Deposits for Lump-sum Withdrawal
Interest Withdrawal on Principle Deposited Personal Notice Deposits Time / Demand Optional Deposits
Education Savings Deposit Interest Rates Charges at Counter
 Current Account:
 

Applicable for clients who have flexible demand of funds;

A flexible way of saving without any specific terms of deposit and amount / time limitations of deposit/withdrawal.

 Saving Account:
 

Applicable for clients with large sum of idle funds and expect to get a higher return;

One type of home & foreign currency lump-sum deposit that allows clients to withdraw the funds deposited with interest on date of maturity.

 Small Deposits for Lump-sum Withdrawal
 

Applicable for clients with stable incomes and an intention of saving for marriage and education;

One type of fixed deposit in which client makes an equal amount of monthly deposit and withdrawals with interest on date of maturity.

 Interest Withdrawal on Principle Deposited
 

Applicable for clients with money saved for annuities.

One type of fixed deposit of lump-sum capital with the interest is withdrawn regularly and the principle on an agreed date of maturity.

 Personal Notice Deposits
 

Applicable for clients with a short-term demand of funds and less than the minimum time limit of Fixed Deposit;

No date of maturity is required. Deposit can be made in lump-sum at one time or in small amounts on several occasions as long as a 1 day or 7 days notice about the date and amount should be given to the bank.

 Time / Demand Optional Deposits
 

Applicable for those who have large sum of funds with specific purpose but without any schedule;

One type of lump-sum deposit without any agreed date of maturity, which earns interest as current or fixed account the date of maturity varies.

 Education Savings
 

Applicable for clients who want to invest on education;

One type of Small Deposit for Lump-sum Withdrawal designed by the State encouraging people to save money for their children’s compulsory education;

The deposit is exempted from the State tax with maturities varying from 1 year, 3 years and 6 years.

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