This refers to combined repayment methods which include several combinations of repayment methods initially created by Bank. The Bank will make a most proper plan for payment of housing mortgage loan according to your income curve on the basis of traditional repayment method such as equal principal repayment which will help you realize the dream of owning a new “Home” in one step.

A. Repayment methods:

1. Equal principal and interest repayment

2. Equal principal repayment

3. Decreasing repayment

4. Increasing repayment

5. Curve repayment

6. Anytime repayment

B. Case:

Mr. Wang, 25, 2 years after graduation, intends to buy a house of RMB 750,000 Yuan and get a housing mortgage loan of RMB 600,000 Yuan for 20 years because he is going to get married. Total income of him and his girl friend is RMB 5000 Yuan.

Clients of the Bank will have better residences than others with the same income. A most proper plan for repayment of housing mortgage loan according to your income curve will be made to help you realize the dream of owning a new “Home” in one step.

C. Documents to be provided by applicant:

You shall only do is to submit all documents prepared relating to application for flexible housing mortgage loan to the project manager. All is so easy. Take actions now without hesitation!