Entrusted by our individual customers, CMBC utilizes a good variety of investment tools on the financial market, such as inter-bank transfer of options, credit swaps, and the bond market investment etc to design our wealth management products and sell to the individual investors, to create and provide our customers with investment return much higher deposit interest in the same period.

According to the specific investment direction, CMBC offers a series of wealth management products including “Plan T”, “Good Luck”, “Robust Plan W”, “Plan F” and “Ensured Gain” etc.

It is a kind of wealth management service offered by CMBC to its main debit card holders enabling multiple accounts on one card. It is an optimum combination of current account and lump-sum deposit and withdrawal. This service utilizes the advanced means of our bank to automatically shift the deposited demand deposits into time deposits according to the package selected by the customer, which avoids the repeated choosing between demand deposits and time deposits and the inconvenient operations, greatly raises the yield of deposits to achieve easy wealth management.

Based on the actual demands of our personal customers, CMBC offers this facility by integrating the signing process for the financial products including account management, investment and wealth management, and value-added services etc to enable multiple CMBC personal financial service to be signed via an integrated application form.