It means individuals apply to the bank to purchase foreign currency to use within the designated scope of purpose. This facility covers foreign exchange usage with or without going out of the territory of China.

Our bank provides multiple currency options: USD, HKD, yen, Euro, British pound, AUD, Canadian dollar, Swiss franc.

Annual total amount management will be implemented for individuals purchasing foreign currency. If the total amount is equivalent to or less than 50,000 USD, you only need to present your real identity proof and declare the usage to our bank. If more than 50,000 USD, you must provide certificate material clarifying actual expenditure demands, after being reviewed by our bank, you can purchase foreign currency as needed.

You can also entrust your direct relatives or other to deal with it if you cannot deal with personally, but the identity proofs of you and your agency, relative relationship certificate, letter of authorization must be presented. For the purchased foreign currency, you can withdraw cash up to 10,000 USD or equivalent, and the remnant part can be transferred into your foreign currency deposit account, you can pay to overseas party (remittance, draft, traveler’s checks), or deposit into your international card.